Get approved for up to $300,000 in 24 hours. No collateral, no hidden fees, and no bank-style red tape. Just the funding you need to grow
95% Approval Rate • Funding in 24-48 Hours • Proudly Serving the Greater Toronto Area
Don’t wait weeks for a "maybe." Get a "yes" today and funds in your account by tomorrow.

We look at your business's health and daily sales, not just your credit score. If your business is making money, you’re qualified

With our Merchant Cash Advances, your payments scale with your sales. When you have a slow month, your payments automatically slow down too.

No compounding interest. No hidden "origination" fees. You’ll know the exact cost of your capital before you sign a single document

Option A: Small Business Loans Best for: Renovations, new equipment, or expansion. Get a lump sum of capital with fixed, predictable payments that help you budget for the long term.
Option B: Merchant Cash Advance (MCA) Best for: Retail, restaurants, and seasonal businesses. Convert your future credit/debit card sales into immediate cash. Repayments are a small, fixed percentage of your daily sales—perfect for managing cash flow.
At GTA Business Finance, we believe that the heartbeat of the Greater Toronto Area is its small business community. From the tech startups in the Downtown Core to the family-run restaurants in Scarborough and the manufacturing hubs of Mississauga, you keep this city moving.
We started GTA Business Finance because we saw too many ambitious entrepreneurs being turned away by traditional lenders. We’ve replaced the rigid "banker" mindset with a data-driven approach that prioritizes your revenue and your potential over your collateral.
We aren't just a faceless online portal. We are a team of local experts who understand the unique challenges of the Ontario market. Our mission is simple: to provide fast, fair, and flexible capital so you can focus on what you do best—running your business.
No Collateral Required: You shouldn't have to risk your home to grow your business.
Direct Support: When you call us, you speak to a real person in the GTA, not a call center.
Growth-Focused: We don't just fund you once; we aim to be your long-term partner as you scale.
Don’t let a lack of capital hold your business back. See how much you qualify for today with no impact on your credit score.